Two Wheeler Insurance in Nashik

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Buy/Renew Two Wheeler Insurance Policy Online in Nashik

When you are a bike owner in a busy city like Nashik, riding on the streets can be risky. The city of Nashik suffers from extreme weather, ill traffic management and increased congestion. Thus, you need a two-wheeler insurance plan to avoid unnecessary financial losses during accidents or mishaps.

Moreover, the Motor Vehicles Act of 1988 mandates every vehicle owner to have a third-party insurance cover. Thus to ensure financial coverage during an accident and protection from legal complications, having a bike insurance policy is a must.

There are various companies providing two-wheeler insurance plans, among which Digit is a renowned one. This company has network garages all over India that provide 6 months of warranty on all their repairs. You can choose from various types of insurance plans as per your need and budget.

To know more about what Digit has to offer, read on.

Why Choose Two Wheeler Insurance by Digit?

Two Wheeler Insurance Plans in Nashik

Third Party Comprehensive Own Damage

Damages/Losses to own two-wheeler due to an accident

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Damages/Losses to own two-wheeler in case of fire

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Damages/Losses to own two-wheeler in case of a natural calamity

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Damages to Third-Party Vehicle

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Damages to Third-Party Property

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Personal Accident Cover

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Injuries/Death of a Third-Party Person

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Theft of your scooter or bike

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Customize your IDV

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Extra protection with customized add-ons

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Know more about the difference between comprehensive and third party two wheeler insurance

Two Wheeler Insurance Add-ons Available in Nashik

Following are the two wheeler insurance add-ons available in Nashik:

Key Features of Two Wheeler Insurance by Digit

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 4400+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

How to Buy/Renew Two Wheeler Insurance with Digit?

Step 1

On the Digit App or website, enter bike’s registration number, select the policy status and click on ‘View Prices’.

Step 2

Select the plan, add-ons and click on ‘Continue.’

Step 3

Enter your personal, nominee and vehicle details and click on ‘Pay Now.’

Step 4

Complete the payment and mandatory KYC verification process.

Step 5

You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

More about Two Wheeler Insurance in Nashik

Nasik, an ancient holy city in Maharashtra on the banks of Godavari, found its significance with the Kumbh Mela ceremony celebrated every twelve years. The city is the third-largest city in Maharashtra after Mumbai and Pune. It is also dubbed as the ‘wine capital of India’. The city is commercially significant for its vineyards which account to over half of India’s vineyards and wineries.

Despite being a commercially flourishing city, Nasik faces several traffic issues which make travelling through a two-wheeler very difficult within the city. The below points discuss some of these issues.

Challenges faced by Two Wheeler Owners in Nashik

  • Minimal traffic management coverage at several junctures: In 2018, the Nasik police identified 14 spots within the city which lacked traffic signal and required immediate attention due to increasing traffic. Despite the immediate action, the city still lacks civic administration at several massively populated areas like the PT Kulkarnai junction, Vihitgaon, among others.  Even the Mumbai-Agra highway requires attention to minimize the propensity of accidents through speeding vehicles and commercial heavy vehicles.
  • The lives lost on the road: An average of 15 people loses their lives every month on the roads of Nasik. Among them a large percentage are motorists. Although the traffic police have introduced many rules and regulations to curb the issue, over-speeding and irrational driving have caused many road accidents in Nasik.
  • Unforgivable weather conditions: The weather in Nasik ranges from the heavy rainy seasons during the months of June to September, to temperatures soaring up to 37 degrees in the summer months of April and May. During the rainy season, chances are that your bike might refuse to start. Potholes along the roads will prove to be a challenging hurdle to overcome during these seasons. All these can cause considerable wear and tear to your vehicle.

Why Choose Digit for Two Wheeler Insurance in Nashik?

Being insurance sick in Nasik? Digit’s insurance plans will cure you! The company can safeguard you (as a two-wheeler owner) against any odds created out of these problems. Digit offers a complete end-to-end online bike insurance solution with easy claim settlements and much more.

Choice of insurance: Through its portfolio, the company offers: 

  • a) Comprehensive bike insurance: which covers all the expenses incurred to own damages and the third party (person or property) along with coverage against all the damages and losses due to natural disasters, fire and theft.
  • b) Third-party bike insurance: This policy only covers the third party claims when you are responsible for causing bodily injury or property damage to them. This is mandatory to have for all vehicles in India.
  • Avoid the heavy traffic penalties with Digit’s third party insurance: It is an illegal offence to ride an uninsured bike on Indian roads. If you are caught by the traffic authority while you are riding without insurance then a fine of Rs. 2000/- will be imposed you and/or you may be put behind the bars for 3 months. Having third-party two-wheeler insurance will save you from such expenses.
  • Enjoy complete protection with the comprehensive policy: No matter how careful you are as a rider, natural disasters and third-party claims might take a toll on you and it’s always best to be protected than curse your luck. Digit compensates for all the damages incurred due to third party accidents, natural calamities or own damages through the Comprehensive Bike insurance plan. With a potential for accidents lurking around every corner in Nasik, having a comprehensive insurance plan can safeguard you financially.
  • Add-on covers to widen your scope of cover:  Just looking at the statistics of the lives lost in the road accidents in Nasik the “Personal Accident Cover” becomes essential which will take care of your financial obligations in case you suffer from a permanent disability or death in a fatal accident. As heavy rains during monsoon can increase the probability of accidents and damages to your vehicle, the “Engine & gearbox protection cover” becomes relevant in Nasik. This add-on will help to recover the cost of repairing the engine when it’s damaged in an accident.