International Travel Insurance Plan that Covers Monkeypox
Buy International Travel Insurance with Monkeypox Virus coverage
Things are slowly starting to go back to normal post the Covid-19 pandemic, but on July 23, 2022, the WHO Director-General declared the global monkeypox outbreak a Public Health Emergency of International Concern (PHEIC).
As of 29th July 2022, CDC reported 22,485 confirmed cases globally. United States of America recorded 4,906 monkeypox cases in the country, surpassing Spain. Other countries like Canada, Brazil, France, Germany, Netherlands, and United Kingdom also have high numbers of monkeypox cases. India has reported around 4 cases till date.
When travelling to these countries, one must exercise caution due to the contagious nature of the virus. That is why, we suggest buying a comprehensive Travel Insurance plan that secures you in all your endeavours.
With Digit International Travel Insurance, we have you covered in the unfortunate event of Monkeypox Virus contraction.
Is Monkeypox covered by International Travel Insurance?
Yes! Monkeypox virus is covered by your travel insurance in the event of hospitalization and treatment. You can easily claim reimbursement if you are infected by Monkeypox while travelling abroad.
Digit’s International Travel Insurance offers a comprehensive medical cover that insures the policyholder even in events of contagious diseases. Other benefits include emergency medical/accidental treatment and evacuation, personal accidents, accidental death, and disability, and more.
Before choosing your travel plan, you must be aware of what is and isn’t covered by your travel insurance. Most policies cover only death and accidental hospitalization, but not medical hospitalization. Always read the fine print before making a purchase.
How Digit's International Travel Insurance provides the Right Plan
With Digit’s International Travel Insurance plan, rest assured because you are covered for all emergency, medical treatment, and expenses. We also offer cover for Monkeypox virus, to ensure a safe and worry-free recovery in case you are infected.
Other than this, we also cover you for various events, prior and during your trip.
- If you experience loss of baggage, passport, trip cancellation or extension, missed connection, or anything that affects your smooth transit then fret not! We got you covered.
- Digit offers a broad medical cover, other than covering you in case of Monkeypox contraction.
- Adventure activities for a duration of one day is covered. So, if you want to go bungee-jumping or sky diving, our safety net is wrapped around you.
Some more cool things about Digit’s International Travel Plan
| Key Features | Digit Benefit | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Premium | Starting from ₹225 | Claim Process | Smartphone-enabled process. No paperwork involved. | Claim Settlement | 24x7 Missed Call Facility Available | Countries Covered | Across the World. T&C Apply. | Flight Delay Benefit | ₹500-1000 automatically transferred to you on Flight Delays of 6 or more hours | Deductibles | Zero deductibles, it’s all on us! |
What's great about International Travel Insurance by Digit?
Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us.
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (only for a duration of 1 day)
Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of Rs 500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the world. T&C apply.
International Travel Insurance plans that fit your needs
| Basic Option | Comfort Option |
Medical Cover |
|
Emergency Accidental Treatment & Evacuation |
|
Emergency Medical Treatment & Evacuation |
|
Personal Accident |
|
Daily Cash Allowance (Per day/Max 5 days) |
|
Accidental Death & Disability |
|
Emergency Dental Treatment |
|
Smooth transit covers |
|
Trip Cancellation |
|
Common Carrier Delay |
|
Delay of Checked-in Baggage |
|
Total loss of Checked-in Baggage |
|
Missed Connection |
|
Flexible Trip |
|
Loss of Passport |
|
Emergency Cash |
|
Emergency Trip Extension |
|
Trip Abandonment |
|
Personal Liability & Bail Bond |
|
| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
What's not Covered?
Digit’s International Travel Insurance covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
We can't cover diseases or illnesses that have already been diagnosed (pre-existing diseases), or if your doctor has already recommended no travelling.
Daily cash allowance of up to 5 days is only valid for those who are hospitalised during their holiday, in a foreign country.
Death or disability won’t be covered after 365 days of the accident that has caused it.
Adventure sports are covered if you’re doing it for one day. This doesn’t include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
Acts of War are not covered.
Flight delays aren’t covered if your airline already informed you about the same at least 6 hours in advance.
Delay of checked-in luggage is not covered if the delay is due to customs.
Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
Thefts won’t be covered if the police of the respective aren't notified within 24 hours.
Trip extensions due to childbirth or related matters can’t be covered
Trip abandonments due to pre-existing illnesses or health conditions can’t be covered.
Trip cancellations due to rejection of visa are not covered.
With us, get access to VIP claims
After you buy our international travel insurance, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India).
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Monkeypox: A quick overview (outbreak, transmission, symptoms, prevention)
Monkeypox virus, most common in Central and West Africa, is a viral zoonosis (transmissible to humans from animals) with symptoms that highly resemble smallpox. It occurs primarily in tropical rainforest areas. Although the severity of this disease is much lesser, it is increasingly appearing in many countries throughout the world.
Symptoms:
Fever
Headache
Muscle aches and backache
Swollen lymph nodes
Chills
Exhaustion
Respiratory symptoms (sore throat, nasal congestion, or cough)
Rashes, pimples, and/or blisters
Transmission:
Monkeypox is usually transmitted through direct contact or sexually. Respiratory drops from infected people, bites or scratches from infected animals also spread the disease.
The virus can get into your body through a break in the skin or through your mouth, nose, or eyes. Monkeypox isn't technically considered a sexually transmitted infection (STI) since you can get it from other forms of contact. But people infected with monkeypox can pass it on during sex.
Severity:
Monkeypox has a fatality of 3 to 6%. The disease is normally detected through testing and requires the patient to isolate to avoid further infection. The disease lasts from 2 to 4 weeks and is quite serious in children heavily exposed to the virus, or with a weaker immune system.
Prevention:
When travelling to a foreign country, especially if that country is at high-risk for monkeypox, then one must try to avoid close contact with people having skin lesions. You must also avoid contact with infectious wild animals, or contaminated material such as clothing, bedding materials, etc.
If you are exposed to Monkeypox virus, some things you can do are:
Check for symptoms within 21 days after exposure
Self-isolate to contain the spread of the disease
Check your temperature twice a day
If you need to travel but are infected, then inform your insurer about the delay and avoid travel by public transport until you get the all clear from a health-care professional.
How Does Monkeypox affect International Travel?
Those travellers to Europe, Central and West Africa, and US need to be on high alert pertaining specifically to the monkeypox virus. Emerging as a new global threat, one needs to take the necessary precaution to help curb the spread of the disease.
Although no country has imposed travel bans or restrictions, doctors and regulatory authorities are cautioning travellers to refrain from “high-risk activities” involving intimate contact. Although a monkeypox vaccine is available, there are no compulsions to be vaccinated against it to travel. Those who have already been diagnosed or showing symptoms of the virus need to isolate themselves to avoid being a public health risk.
All in all, we have the best interest for your health and safety especially when travelling to a new country. Purchasing Travel Insurance for every trip is the smartest decision because it’s better to be safe than sorry. With Digit, you get that assurity.
FAQs on Monkeypox cover in International Travel Insurance
How much will my travel insurance cover for Monkeypox treatment?
With Digit’s International Travel Insurance plan, you are covered for all emergency medical expenses and accidental covers. Depending on the sum insured and policy terms you should be aware of what is and isn’t covered in your policy.
What travel restrictions have been introduced for Monkeypox virus?
Since a high rise of cases have been reported in European countries, Belgium and United Kingdom have introduced a quarantine requirement of 21 days for confirmed cases of travellers. Other countries like Netherlands, UAE, Canada, and St Lucia have also introduced guidelines and regulations regarding travel entry.
Will my travel insurance cover for medical evacuation?
Yes. If the policyholder’s condition is such that they need to be evacuated to acquire further medical treatment, then we will cover you for your evacuation expenses.
If I have isolated myself and not availed medical treatment, will my travel insurance cover my expenses?
No, your travel insurance can only cover you for medical expenditure and treatment. You must go through your policy wordings to understand what is covered and what isn’t covered. Isolation-related claims are not eligible by your insurer.
How easy is it to contract monkeypox while travelling?
Monkeypox is an infectious communicable disease that spreads through skin-to-skin contact, respiratory and sexual transmission, infected material contact, and open-wounds. Travellers should be cautious about who and what they come into contact within a country that has high-risk.