Buy Travel Insurance For Your Family Online

Going on an adventure with your family is a real bonding experience. To enrich your journey, you can opt for Family Travel Insurance to ensure all members are covered, protected and financially secure.

If this isn't ideal family trip planning, then what is?

To make this happen for you, Digit offers a Travel Insurance plan for your immediate family (spouse, children, mother, father, brother, sister, parent-in-law, daughter-in-law, son-in-law, grandparent, grandchild). It is a type of plan that provides coverage for each family member- all under one policy.

Your family's safety is your (and ours) utmost priority. A simple answer to why you should buy Travel Insurance for your family is to protect your loved ones against any uncertainties that might arise while on your trip. Going to a foreign destination to enjoy a beautiful vacation with your family is a unique opportunity. To make the most out of this, you can avail of family travel insurance and protect them with one policy. 

Buying Travel Insurance for your family online is affordable and accessible. Within minutes, you can generate your quote and purchase your policy without hassle. 

Digit's Travel Insurance covers individuals up to the age of 99 years. When purchasing Travel Insurance for your family, the members covered in one policy include the insured's immediate family. They are:

• Spouse

• Children

• Mother

• Father

• Brother

• Sister

• Parent-in-law

• Daughter-in-law

• Son-in-law

• Grandparent and,

• Grandchild

While ours is a travel insurance that covers most things that could go wrong on vacation, we are completely open in all that we do. Understanding what your travel insurance does not cover is just as critical as knowing what is covered. The following are some exclusions that our travel insurance will not cover:

• We can't cover diseases or illnesses that have already been diagnosed, or if your doctor has already recommended no travelling.

• Daily cash allowance of up to 5 days is only valid for those who are hospitalised during their holiday, in a foreign country.

• Death or disability won’t be covered after 365 days of the accident that has caused it.

• Adventure sports are covered if you’re doing it for the duration of one day. This doesn’t include week long treks, hikes or professional level adventure sports that go on for more than one day. 

• Flight delays aren’t covered if your airline already informed you about the same at least 6 hours in advance.

• Delay of checked in luggage is not covered if the delay is due to customs.

• Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.

• Thefts aren’t covered for if you only make the required police complaint after getting back from your trip. 

• Thefts won’t be covered if the police of the respective aren't notified within 24 hours.

• Trip extensions due to childbirth or related matters can’t be covered

• Trip abandonments due to pre-existing illnesses or health conditions can’t be covered.

• Trip cancellations due to rejection of visa is not covered. 

When we say we’re making insurance simple, we truly mean it! We understand the kind of time and money you’ve already probably spent on your journey. That’s why we’ve kept all our processes super simple, paperless and quick! 

• Missed Call Facility: We understand that calling from an international destination is not always possible. That’s why we've introduced a Missed Call Facility. All you need to do is leave us a missed call and we’ll call you back within just 10 minutes! However, please ensure you call from a mobile no. and not a landline. You can also mail us at travelclaims@godigit.com

• Get a reminder for claims when your flight is delayed: Our claim process for flight delays is advanced. If your flight is delayed for more than 6 hours, you’ll automatically receive an SMS from us. All you need to do is send us a picture of your boarding pass and bank details, and you’ll receive your monetary compensation in a jiffy!

• No hard copies needed: We believe in keeping everything digital. That’s why, there’s no need for hardcopy for proofs. A simple upload works for us! 

• For any other assistance: Before you begin your journey, feel free to call us at 1800-258-5956 or email us at hello@godigit.com and we’ll always be here for you.

Choosing the right Travel Insurance plan for your family is essential because you need to minimise the expense of risk when you are going abroad with your family. Many travel insurance plans are available in the market offering similar benefits. But a well-informed traveller will take time to understand the ins and outs of their insurance plan investments to get the most out of it. 

Some key factors you must look into when buying travel insurance for your trip are:

• Adequate Coverages: When looking for a suitable travel insurance policy, ensure that the coverages offered by your insurance provider cater to your needs. For e.g.: If you or your family members are sports junkies, then get a plan with adventure sports coverage. Or, if you are a large group and your baggage is getting out of hand (pun intended), then a cover for loss, misplaced or delayed baggage will prove beneficial.

• Know Your Exclusions: There are situations where your travel insurance cannot provide financial aid if you file a claim. To know how to avoid travel insurance claim rejection, you must be educated about your policy's exclusions. For e.g.: Pre-existing diseases might not be covered by most insurance providers, trip cancellations due to rejection of visa is not covered, acts of war are not covered, etc.

• Compare Premiums and Sum Insured: When looking at various plans online or through an agent, you must compare plans for the amount you are investing basis the coverages you can avail. Ensure that you get adequate benefits for the price you pay. 

Getting on a family vacation is a beautiful and wholesome experience to share with your loved ones. We have curated a travel checklist just for you, so you do not miss out on anything before you take off.

• Know Your Location: When travelling to a new destination with your family, you must be aware of the destination you are travelling to. Make sure that the destination wants you there as well. Always abide by governmental laws and respect the country's culture and traditions. Spend enough time researching that place to ensure you stay out of maximum risk.

• Choose Safe Accommodations: Booking a hotel or room to stay in must be done with precaution. Make sure that the place you are going to is well-reviewed, accessible, and safe for your family. Book your tickets well in advance to avoid bounced bookings, delays, or hassle. Contact the hotel to inquire about security measures and nearby places.

• Backup Important Documents: Always ensure that you have your identification details on you. Carry copies of passports, tickets, and IDs if you are asked to provide proof. Please keep your original documents safe to avoid theft or misplacing them at the last moment.

• Do not Forget Your Essentials: Phone chargers, batteries, first aid kits, water, and other essentials you know you will require must be on your person. You would not want to get lost in a new location, so ensure your smartphones have enough battery charge and you are also in contact with other family members.

• Get Your Family Travel Insurance: Lastly, buy your family travel insurance plan and carefully review your document. When visiting certain countries, it is mandatory to have valid travel insurance. So, owning family travel insurance is important and beneficial in case of sudden emergencies.

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