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How to Check Pension Status in the EPFO Portal?

A member of Employees’ Provident Fund Organisation (EPFO) will get pension benefits when he or she retires. It can be advantageous to know how to check the pension status on EPFO and what Pension Payment Order (PPO) is.

What Are the Things Required to Check Pension Status?

Here is a list of things that one must keep ready before checking pension status online:

  • Internet connection
  • Bank account
  • Details of the bank account
  • PPO number
  • PF number
  • Office ID

What are the Steps to Check Pension Status in EPFO?

Here is a step-by-step guide on how to know pension status on EPFO portal:

Step 1: Visit the official website of EPFO.

Step 2: Find the “Online Service” section mentioned in its homepage.

Step 3: Click on “Pensioner’s Portal” under ‘Online Services’ section.

Step 4: On a new page named “Welcome to Pensioner’s Portal”, click on “Know Your Pension Status”.

Step 5: One has to select their PPO number, office and office ID.

Step 6: After that, one should click on “Get Status” to complete the process.

However, employees have to have some necessary documents to check their pension status.

What Is PPO?

PPO or Pension Payment Order consists of a 12-digited number, which is unique. This is a number possessed by every pensioner who has an Employee Provident Fund (EPF) account. During communications and transactions related to the Employee Pension Scheme (EPS), the system uses PPO number as a reference.

Let’s look at what each part of the PPO signifies:

  • The first 5 digits: The code number of PPO issuing authority.
  • The next 2 digits: Issuance year.
  • The next 4 digits: PPO’s sequential number.
  • The last digit: Digital check number.

What Is the Importance of PPO Number?

Let’s look at the reasons that make PPO number so crucial:

  • A PPO number is necessary to track and receive one’s pension.
  • When someone has to submit an annual life certificate, one needs their PPO number. Failing to submit an annual life certificate can stop someone’s pension.
  • PPO number can help someone while filing a grievance report to EPFO.
  • PPO will come into play when someone has to change their pension-receiving bank account.

What are the Steps to Find PPO Number?

Here follows the procedure for finding one’s PPO number:

Step 1: Visit EPFO’s official website.

Step 2: Find “Online Services” and click on “Pensioners Portal”.

Step 3: After jumping to “Welcome to Pensioners Portal”, click on “Know Your PPO Number”.

Step 4: Choose if you want to run a ‘Bank Acc No. Search’ or a ‘Mem. ID Search’.

Step 5: Enter your Member ID or bank account number for the preferred result.

One will get their PPO number after this. Employees should check the pensioners’ awards to make sure that they follow the current regulations and are accurate. If there is any discrepancy, one should inform the Pension Distributing agency or the Head of Office immediately.

This article briefly discusses how to check pension status in EPFO and what the importance of Pension Payment Order number is. Additional information on obtaining a PPO number would also help an individual in the process.

FAQs About Checking Pension Status on EPFO

On what day is one’s pension credited?

In the preceding month of one’s retirement, the pension is credited. It is generally on the last working day of that month.

Who deducts income tax at source from pension payments?

The pension-paying bank deducts the income tax amount from the pension according to the rates of the Income Tax authorities.

Can a pensioner withdraw a pension when one is not able to sign or be present in the bank?

Yes. There are specific procedures instructed by the RBI through which the bank can serve such cases.