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How to Check EPFO ​​Balance Online/Offline in 2024?

EPF or Employee Provident Fund acts as a savings instrument for employees. These savings can be availed by them when they switch jobs or retire. It becomes imperative for an individual to carry out an EPFO portal balance check, and there are several ways to do so.

Are you wondering how you can check your EPF balance?

If yes, you have landed on the correct page!

Scroll through to know about EPF balance enquiry and other related details!

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What Details Are Required for Checking the EPF Balance?

For checking EPF balance through any of the ways mentioned below, individuals need to furnish these details:

  • UAN
  • Password
  • The registered mobile number in the active state
  • Required contact numbers (for checking EPF balance through missed calls and SMS)

How to Check EPF Balance on the EPFO Portal?

To check EPF balance, an individual must ensure that the concerned employer has activated the UAN (Universal Account Number). Because of this unique number, accessing various services such as EPF loan application, EPF balance check, and EPF funds withdrawal have become simpler.

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Check Balance Through EPFO Portal:

After activation of UAN, the steps for the EPFO portal balance check mentioned below must be followed:

  1. Login to the portal of EPFO.

  2. Navigate to a tab stating ‘Our Services,’ and from the drop-down menu, select an option stated as ‘For Employees.’

  3. Under the ‘Services’ option, choose an option stated as ‘Member Passbook.’

  4. A page for login would be displayed. Input UAN and password after activation.

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Check EPF Balance Through SMS:

After integration of UAN with Know Your Customer details, go about with the process to check EPF balance by SMS in the following manner:

Send a message in the format ‘EPFOHO UAN ENG‘ to this mobile number - 7738299899.

The preferred language for SMS communication needs to be set, and for doing so, the first three characters of the preferred language must be used. This facility for checking EPF balance through SMS is available in Hindi, English, Marathi, Kannada, Punjabi, Gujarati Malayalam, Bengali, Telugu, and Tamil.

For example, if an individual wants updates in English, the first three characters of the word ENGLISH must be used, like EPFOHO UAN ENG. Similarly, if any individual wants message updates in Marathi, then the format in which they must type is EPFOHO UAN MAR.

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Balance Check Through Call:

An individual can carry out an EPF balance check on mobile through a missed call from the registered mobile number to the authorized phone. This service can only be availed if UAN is integrated with the Know Your Customer details. If one faces any issue regarding this, seek help from the employer. 

After integration of UAN with KYC details, to go about this process, one must place a missed call on the EPF balance enquiry number 011-22901406 from the registered mobile number. On placing this missed call, an SMS would be received providing one with Provident Fund details.

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Check Balance in Umang App:

An individual can check the PF balance in the Umang app in addition to these above methods. Umang or Unified Mobile Application for New-age Governance app has been recently launched by the Electronics and IT Ministry. It is a single platform that contains various government services like gas booking, crop insurance, Aadhaar, EPF and NPS.

One must navigate to Google Play Store to download this Umang application. In addition to checking the Employee Provident Fund balance, one can track and raise claims on this application. By using the registered mobile number of the member, a one-time registration has to be generated to get access to this application.

Following are the steps which would guide one to view Employee Provident Fund transactions through this app:

  1. Firstly install the application and open it on your phone.
  2. Select the EPFO option.
  3. Choose ‘Employee Centric Services.’
  4. The next screen would display an option stating ‘View Passbook.’ Select that option. After selecting it, you would need to input your UAN.
  5. You would receive an OTP on the registered mobile number. Enter that OTP.
  6. Select the ‘Login’ option.

After this, all EPF transactions, which includes deposits and withdrawals from present and previous employment (if applicable), would be viewable to you.

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Checking EPF Balance With UAN

If you want to carry out an EPF balance check with a UAN number, then you need to go about with these steps:

Through EPFO portal balance check option:

  • Visit the web portal of EPFO.
  • Select the option stated as ‘Click Here to Know Your EPF Balance.'
  • Then the page would get redirected to epfoservices.in/epfo.
  • Choose the tab stated as  ‘Member Balance Information.’
  • Select the EPFO office and the state where you are residing.
  • Input your name, registered mobile number and PF account number.
  • Select the ‘Submit’ option for checking the account balance.

You must note that the account balance can be tracked with UAN through the passbook

In addition to the EPFO portal balance check, you can check the EPF balance without UAN through SMS and missed call service. The steps for these are mentioned above.

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Importance of Checking EPF Balance

The Provident Fund account turns out to be a vital facility for financial security available for the working class of individuals. Therefore, it is imperative to keep a regular check on the balance of this account through the EPFO portal balance check or any other method. 

A check on a regular basis would also allow an individual to ascertain whether or not an employer is depositing money into the account regularly.

As a concluding note to this article, you must keep checking your EPF balance regularly now that you are aware of the importance of the EPFO portal balance check. Out of the several methods listed above to check, choose any convenient method for yourself.

FAQs about Checking EPFO Balance

Can an individual check balance in a PF account through a missed call without the mobile number being registered?

For checking PF account balance through missed call facility, a call to be made should be done from the registered mobile number. Hence, it is mandatory to link UAN to a mobile number to avail this missed call service.

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Can an individual check EPF balance through an Aadhaar number?

 No. Individuals cannot check their EPF balance through their Aadhaar number.

Is PAN required for checking EPF balance?

 No. PAN is not necessary for checking the EPF balance.