Travel Insurance for Saudi Arabia from India Online Starting ₹395
Traveling to Saudi Arabia from India during the colder months is a perfect opportunity to experience urban and rural pleasures. As the birthplace of Islam, the country is visited all year round. Its enriching culture, traditions, architecture, scenic landscape, and exotic cuisine will make you return for more.
There's so much to experience under the beautiful Arabian nights. To enhance your trip to this glorious desert, you should have Travel Insurance for Saudi Arabia. It covers and benefits you in one-day adventure activities and unpredictable situations such as flight delays, loss of passport, luggage delay, medical emergencies, trip cancellations, and other mishaps.
Is Travel Insurance Mandatory for Saudi Arabia?
Yes, travel insurance is mandatory when traveling to Saudi Arabia. The insurance must be valid for the duration of your stay and cover medical emergencies, trip cancellations, and other unexpected events.
Coverage for Covid-19 medical treatment and quarantine is also a must.
What is the Cost of Travel Insurance from India to Saudi Arabia?
A $50,000 Saudi Arabia Travel insurance plan from India for one adult starts from ₹395 (excluding GST).
Saudi Arabia Visa for Indian Passport Holders
Now, it is easy to apply for a Saudi Arabia visa for Indians and get approval. Visit the official website of the Saudi Arabia Ministry of Foreign Affairs (MOFA). After that, create a user account for visa application.
Indian travelers looking for an offline visa application method for Saudi Arabia can visit the embassy and fill out the application form with the necessary documents and fees.
Generally, if your visa application is flawless, it will take 4 to 5 days as processing time. However, if there are any discrepancies or complications, it takes up to 3 weeks.
What’s Great About International Travel Insurance by Digit?
Adventure Sports Covered - Our coverage includes adventure activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day).
Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed, you will receive compensation as per your policy conditions.
Smartphone-Enabled Processes - No paperwork, no running around. Just upload the required documents and bank details when you make a claim. We’ll take care of the rest.
Missed-Call Facility - Give us a missed call, and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health and travel insurance network Allianz, to support you seamlessly across the globe. T&C apply as per your policy.
Saudi Arabia Travel Insurance Plans That Fit Your Needs
Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
Digit's Travel Insurance from India to Qatar covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalized during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between the scheduled arrival of an incoming flight and the scheduled departure of a connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Saudi Arabia, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Saudi Arabia with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Your Saudi Arabia Travel Insurance Policy from India?
- Get Coverage for Hospitalisation - If you experience health complications and require hospitalization, the high sum insured offered by Digit would ensure that treatment costs, room rent, etc., are sufficiently covered.
- Daily Cash Allowances - If during the trip, due to an accidental injury or an emergency medical treatment, you are hospitalized and low on cash, you can use the daily allowances provided by Digit, up-to-the maximum number of nights as specified in the policy schedule.
- Hijack Distress Allowance - In case your trip gets interrupted because the common carrier is hijacked, we'll pay you for each day of the hijacking, up to the amount mentioned in your policy.
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, it stops you from continuing your trip. Then we'll cover costs incurred in issuing an emergency certificate or duplicate passport so that you can get back on enjoying your trip.
- Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
Compare Saudi Arabia Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Saudi Arabia, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. Many times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is Saudia Arabia's Official Currency?
Saudi Arabia’s national currency is the Saudi riyal (SAR), divided into 100 halal. Coins in denominations of 1 or 2 riyals and 1, 5, 10, 25, and 50 halal.
As of 24th June 2024, the currency exchange rates of SAR are as follows:
Note: Some tourist places also accept currencies such as euros, US dollars, or pounds sterling.
What is Saudi Arabia Famous For?
If you are willing to experience the charm of the exquisite Arab world, you can begin by exploring Saudi Arabia. Saudi Arabia is famous for its Islamic heritage and Bedouin traditions. This splendid Middle Eastern country has various eye-catching attractions.
However, to ensure that your trip to the country is smooth and hassle-free, you must have a detailed idea about the visa formalities, safety tips, places of attraction, and more.
When is the Best Time to Visit Saudi Arabia?
The best time to visit Saudi Arabia is between November to February. At this time, you can enjoy the outdoor activities and the sightseeing because of the pleasant weather. Moreover, you will be able to experience various festivals during this time of the year.
What are the Safety Measures to Follow While Visiting Saudi Arabia?
Let's understand the essential safety measures required to follow while visiting Saudi Arabia:
- People travelling to Saudi Arabia must keep in mind the travel restrictions that are imposed in different parts of the country. Make sure to maintain social distancing. Moreover, you must carry necessary anti-malarial medications and other preventable diseases to safeguard your health.
- Saudi Arabian law is conservative and strict; hence, violation of any law will attract legal complications like fines or imprisonment. To avoid any such harassment, it is advisable to understand the tourist laws proficiently.
- Do not forget to carry your passport and other travel documents for any sudden enquiry.
- Though crime rates are comparatively low in Saudi Arabia, it is ideal to keep your valuables, especially jewelry and cash, in a safe way.
- Stay prepared for sudden sandstorms and dust storms and seek shelter whenever necessary.
- Make sure to keep sufficient cash on hand.
- Consumption or carrying alcohol is strictly prohibited.
- Many tourists fall into the trap of scammers and lose their money. Tourists should be aware of scams in Saudi Arabia.
Furthermore, getting a travel insurance policy before your trip to Saudi Arabia is essential as it protects you from financial liability due to sudden expenses due to flight delays, loss of valuables, medical emergencies, cancellation of hotel booking, etc.
List of Indian Consulates and Embassy in Saudi Arabia
FAQs about Saudi Arabia Travel Insurance from India
What does Saudi Arabia's travel insurance cover?
Saudi Arabia Travel insurance covers trip cancellation and delay, medical expenses, emergency medical evacuation, baggage delay, and baggage loss.
If I am travelling to Saudi Arabia with my spouse for 15 days, what will be the cost of Saudi Arabia travel insurance from India?
You can avail of Digit’s Saudi Arabia travel insurance policy for a sum insured of $50,000 for each at a premium starting at ₹790 (excluding GST) for 4 days.
What is the rate of Saudi Arabia travel insurance?
Saudi Arabia travel insurance typically costs 4-10% of the total trip cost. However, the cost varies depending on the traveler's age, trip duration, destination, coverage limits, and the type of policy chosen.
Is travel insurance mandatory for Saudi Arabia from India?
Yes, travel insurance is mandatory in Saudi Arabia. It affords financial protection in case of unexpected events, medical emergencies, or trip cancellations.
Can you buy Saudi Arabia travel insurance at the Indian airport?
Yes, you can purchase Saudi Arabia travel insurance at the Indian airport from where you depart for the trip. However, it’s essential to check the terms and conditions of specific policies and consult with insurance providers for accurate information. Please note that you might not be able to buy international travel insurance once you have cleared the immigration check at the airport.
Can I buy travel insurance after booking my Saudi Arabia tickets?
Yes, you can buy travel insurance after booking Saudi Arabia tickets. However, purchasing travel insurance as soon as you book your trip is generally recommended. This is because some policies offer trip cancellation or interruption coverage, which might be unavailable if you wait too long.
Do I need insurance for Saudi Arabia?
If you plan to stay in Saudi Arabia for a long time, you should get travel insurance. This will help you if something terrible happens, like losing your passport or luggage. Places like Mecca and Riyadh are crowded, so it's even more important to be protected.
What is not allowed in checked baggage in Saudi Arabia?
Weapons, such as guns, knives, and swords; dangerous substances, such as explosives, flammable stuff, and poisonous substances; liquids, like water, perfume, and toothpaste (there are size limits); and lighters are not allowed in checked baggage in Saudi Arabia.
What would happen if I lost my passport in Saudi Arabia?
Suppose you lose your passport in Saudi Arabia. In that case, Digit Travel Insurance will cover the costs of issuance of an emergency certificate, duplicate passport replacement procedures, or guiding you to contact your embassy or consulate for the necessary documentation so that you can get back to enjoying your trip.
Can travel insurance for Saudi Arabia be extended during the trip?
Yes, travel insurance for Saudi Arabia can be extended during the trip. You should contact your insurer before the current policy expires for possible extensions.
Know more about Saudi Arabia before your Trip
If you are willing to experience the charm of the exquisite Arab world, you can begin by exploring Saudi Arabia. The country is known for its Islamic heritage and Bedouin traditions. You can find various eye-catching attractions in this splendid Middle-eastern country.
However, to make sure that your trip to the country is smooth and hassle-free, you will need to have a detailed idea about the visa formalities, safety tips, places of attraction and more. Refer to the guide below for more information.
What Is the Best Time to Travel to Saudi Arabia?
The most suitable time to visit Saudi Arabia is between November to February. At this time, you can enjoy the outdoor activities and the sightseeing because of the pleasant weather. Moreover, you will be able to experience various festivals that take place during this time of the year.
What Are the Top Things to Do and Places to See in Saudi Arabia?
Here is a list of top things to do in Saudi Arabia:
- Visit the Eve's Tomb at Jeddah
- Explore an ancient village, Thee (Zee) Ain of Bidah Valley
- Experience the desert safari at Dune Bashing in Qasim
- Visit the A1 Wahbah Salt Crater in Saudi Arabia
- Experience the breath-taking view of the Edge of the World at Jebel Fihrayn
Let's take a look at a list of top places to see in Saudi Arabia:
- Kingdom Centre Tower
- Al-Balad
- Red Sea Mall
- King Fahd's Fountain
- Al Bujairi Heritage Park
Visa Requirements for Saudi Arabia for Indians
Visit the official website of the Saudi Arabia Ministry of Foreign Affairs (MOFA). After that, create a user account for visa application. Indian travellers looking for an offline method of visa application for Saudi Arabia can visit the embassy and fill up the application form with the necessary documents and fees. Generally, if your visa application is flawless, it will take 4 to 5 days as processing time. However, if there are any discrepancies or complications, it takes up to 3 weeks.
Entry Information for Indians in Saudi Arabia
Saudi Arabia follows strict laws that foreigners, including Indians visiting the country, need to follow. Hence, it is a requirement to carry all the supporting and travel documents to steer clear of legal issues. Upon landing at the airport of Saudi Arabia, the concerned officer can enquire about the intention and duration of the trip.
The country has, however, dropped all Covid-related restrictions.
What Are the Safety Measures to Follow While Visiting Saudi Arabia?
Let's understand the essential safety measures required to follow while visiting Saudi Arabia:
- People travelling to Saudi Arabia must keep the travel restrictions in mind that are imposed in different parts of the country. Make sure to maintain social distancing. Moreover, you must carry necessary anti-malarial medications and other preventable diseases to safeguard your health.
- Saudi Arabian law is conservative and strict; hence, violation of any law will attract legal complications like fines or imprisonment. To avoid any such harassment, it is advisable to understand the tourist laws proficiently.
- Do not forget to carry your passport and other travel documents for any sudden enquiry.
- Though crime rates are comparatively low in Saudi Arabia, it is ideal to keep your valuables, especially jewellery and cash in a safe way.
- Stay prepared for sudden sandstorms and dust storms and seek shelter whenever necessary.
- Make sure to keep sufficient cash on hand.
- Consumption or carrying alcohol is strictly prohibited.
Furthermore, getting a travel insurance policy before your trip to Saudi Arabia is essential as it protects you from financial liability due to sudden expenses due to flight delay, loss of valuables, medical emergencies, cancellation of hotel booking, etc.
Check: Tourist Scams in Saudi Arabia
Indian Embassy in Saudi Arabia
If you are facing any trouble or complications during your stay in Saudi Arabia, contact the Indian Embassy in Saudi Arabia for support.