Travelling to Malaysia?

While we understand your excitement for the trip, have you spared any thoughts about purchasing Malaysia travel insurance?

Why do you need to buy travel insurance for Malaysia, you ask?

For starters, traveling can be riddled with unforeseen situations. Medical emergencies, luggage delay or loss, wallet theft, and just about a thousand other things can put your travel plans in jeopardy. Especially with competent healthcare being quite expensive in Malaysia, traveling without Malaysia travel insurance from India can lead to substantial financial liabilities. Further, with the rise of petty crimes in cities like Kuala Lumpur, it is better to travel to Malaysia with a financial safeguard.

That is why it is best to purchase international travel insurance for Malaysia to ensure you are financially protected under such circumstances.

No, travel insurance is not mandatory for your visit to Malaysia. However, buying travel insurance for Malaysia is still essential for tourists. Whether you intend to participate in adventure sports or simply do other touristy things, unforeseen risks may be lurking around the corner in Malaysia. These policies can minimize your financial loss from such dangers.

A $50,000 Malaysia Travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).

Malaysia is one of the most underrated places in Asia. From the typical island life to jaw-dropping skyscrapers to wild rainforests and jungles, this warm country is delightful for every kind of traveler.

Malaysia issues different types of visas to Indian passport holders for their visits. Malaysia visa for Indians have specific application requirements, and some general requirements must be met for every visa application.

• Participate in Any of Malaysia’s Adventure Sports Without Any Reservation - Digit offers a high sum insured for emergency accidental treatment (for a single-day adventure activity) so you can partake in adventure sports without having to worry about the financial repercussions of hospitalisation in case you suffer an injury.
• Avail Coverage for Reissuing Lost/Stolen Passports - Even though Malaysia is a pretty safe country to travel to, there always remains a risk of petty crimes like burglary or theft in bigger cities like Kuala Lumpur. Under such circumstances, if your passport is stolen or lost, you can avail of coverage with our international travel insurance.
• Make Your Road Trips Stress-Free - Imagine that you are on a road trip from Johor Baharu to Malaccha and accidentally damage the rental car. Our insurance policy will cover your financial liabilities arising from this situation.
• All-Round Financial Protection with an Affordable Premium - Digit provides one of the cheapest travel insurance policies in Malaysia. Thus, you can financially safeguard yourself during your trip in exchange for a minimal premium payment. You can avail a sum insured of up to $50,000 for one person for a four-day trip, with a nominal premium of around ₹395 (excl.18% GST)!
• Reach Digit Without Hassle - Also, don’t worry about being unable to reach Digit for claims while travelling in Malaysia. Remember, we are just a missed call away! We promise to get back to you in 10 minutes.
• Delay in Your Luggage - Well, now you don’t have to worry if your baggage is delayed while you are travelling to Malaysia. Your travel insurance policy will reimburse you for the purchase of necessary things.
• Avail Coverage for Hospitalisation - A travel insurance policy will cover the cost of hospitalisation (whether for illness or accidental) and save you from spending a part of your entire trip budget under such circumstances.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

Malaysia, being tropical, has weather that remains quite pleasant all year round, albeit a bit humid.

• The temperature here mostly flits between a comfortable 20°C and 30°C, with the highlands being a bit cooler.
• The country is well known for unpredictable rainfall;

Considering these factors, the best time to visit Malaysia is:

• Between December and February (for the West Coast) or
• Between June to August (if you are visiting the East Coast)

Malaysia is a beautiful vacation destination for tourists from all across the world. Malaysia is famous for its several exotic islands, pristine beaches, picturesque towns and adventure spots.

If you are planning to visit Malaysia's famous attractions, you can make an informed bucket list. In addition, you must also try some of the popular activities to get a holistic feel of the country.

Even though Malaysia has embraced western influence to quite an extent, it still remains conservative in a few areas. Therefore, there are a few guidelines you must absolutely follow during your travel to Malaysia. For example,

• Follow proper dress code - Since the official religion of Malaysia is Islam, the country follows a pretty strict dress code. It is crucial for you to follow the same and dress according to the norms that are followed. For instance, make sure your clothes cover your torso. Ensure that you wear sleeves that reach below your elbow and that your dress covers you up to the knees. While entering any mosque, it is crucial for men to wear long-sleeved shirts and full-length trousers. Women should also make sure that they keep their heads covered.
• Social Norms - Malaysia has strict laws regarding public consumption of alcohol, even in areas that are frequented by foreigners. You can attract legal trouble if you are found drinking in areas apart from designated bars or pubs. Further, public displays of affection (like kissing) should also be avoided in public areas.
• Laws Related to Drugs - Drugs are illegal in the country and can lead to imprisonment if they are found in your system. Tourists are often subjected to urine tests on their arrival to the country for drug detection. Further, anyone found guilty of trafficking is sure to face the death penalty in the country.
• For LGBTQ Travellers - Malaysia has a strict ban on cross-dressing and homosexual activities. Even though it is unlikely for LGBTQ travellers to face any difficulty during their travels, it is advisable for them to practice caution while travelling in Malaysia.

Malaysia is generally a safe country for tourists. It is normally not a place where you are at risk of encountering violence. However, you must be cautious of the petty crimes common in certain parts of the country.

So, before your trip commences, the following is a list of things you must bear in mind while you are in Malaysia:

• Petty Crimes - Kuala Lumpur, like all other big cities in the world, has its moments as far as petty crimes like pickpocketing, assault, credit card fraud, etc., are concerned. Thus, you should exercise caution in busy tourist areas while walking alone at night, etc.
• Selling Used Tickets - One of the most prevalent scams in Malaysia is one that involves selling used tickets to tourists for various attractions. You might find locals selling you tickets at discounted prices in front of attractions but beware of them as they are most likely invalid/used up.
• Charging High Prices for Food - There are a few Nasi Kandar stalls in areas of Penang, Perhentian Islands, Kuala Lumpur etc. that have been accused of making up prices for their food on the spot and charging tourists a higher price for the same.
• Boat Reservation Scams - Boat scams in Penang National Park and Perhentian Islands are quite common, and tourists are often duped into making an expensive reservation in these spots.
• Fake Travel Agents - In the recent few years, the rise of the digital platform has led to the emergence of quite a few fake travel agents in Malaysia, as noted by the Malaysian Association of Tours and Travel Agents. It is, therefore, crucial for you to make sure that you do not fall prey to illegal guides while you are in the country.
• Traffic Congestions - Traffic in the cities can be a cause for concern. In some places, the roads are quite congested while their condition in some other places can be downright dangerous. However, as an Indian, you will find that the traffic rules in Malaysia are quite similar to that back home.
• Diseases Like Dengue - The occurrence of vector-borne diseases is quite common in Malaysia. For instance, Dengue is one disease that you must be aware of while traveling in the country.

Apart from these, Malaysia is pretty much a safe country to travel to without many stringent laws.