Digit Car Insurance Reviews

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Why choose Digit Car Insurance?

Key Features of Car Insurance by Digit

Key Features Digit Benefit
Premium Starting from ₹2072
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 7 Add-ons available
Cashless Repairs Available at 5800+ Garages with Doorstep Pickup & Drop
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Claim Settlement Ratio 96% Claims Settled for Private Cars *
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

* Based on internal assessment for the time period : April 2018 to March 2019

Digit's Cashless Garages

List of 5800+ Network Garages >

Some feathers on our cap! 

Digital Insurer of the Year

Asia Insurance Review - 2021

Most Innovative General InsurTech Company

Brand Awards 2021 (Global Brands Magazine) 

IFTA 2021 Award for Excellence in InsurTech 

IFTA - 2021

SKOCH Gold award for Innovating India’s First COVID-19 Cover

2021

General Insurance Company of the Year

24th Asia Insurance Industry Awards - 2020

Linkedin Top Start-ups

2018 & 2019

Asia's Best General Insurance Company of the Year

Asia Insurance Review - 2019

Great Place to Work

March'2021 - Feb'2022 

Top 250 Fintech Companies

CB Insights - 2018, 2020, 2021

SKOCH Awards - SKOCH Order of Merit

2018 & 2019

Best General Insurance Company

CMO Confluence & Corporate Awards - 2019

FAQs related to Digit Car Insurance

Which car insurance should I get from Digit comprehensive car insurance or third-party liability?

A comprehensive car insurance provides complete protection for your car, the owner-driver, along with the choice to opt for add-on covers for extended protection and covers for third-party liabilities as well. Whereas, a third-party liability insurance only covers for losses to third-parties due to your car. Therefore, if you do use your car on a regular basis, it's always recommended to go for a comprehensive car insurance. The only time a third-party liability is recommended is, when you have an old car that is barely in use and you just need the policy due to the requirement by law.

Are passengers covered by Digit’s car insurance?

In most comprehensive car insurance policies, only the owner-driver is covered in case of any personal accident. However, Digit also offers a passenger cover add-on that you can opt for while purchasing your comprehensive car insurance.

Does Digit offer cashless car insurance?

Cashless car insurance is a benefit we offer where you don’t have to pay anything to get your car repaired if the repairs are done in any of our authorised network garages.​

At Digit, we have 5800+ garages across the country and we also offer a Pick-up, Repair and Drop service with a 6 months repair warranty.