Mobile Insurance

Download the App Now and Join the Waitlist

Download the Digit App

Mobile Insurance

Team Digit

Mobile Insurance to Cover for Screen Damage Woes!

What's the first fear you have when you accidentally drop your phone? Fingers crossed, you hope your screen hasn't cracked or faced any damage, right? Screen damage seems to be one of the most common damages phones face today. Both in India and in rest of the world. That's why, we've created a mobile insurance product that takes care of just that, efficiently!

Whether you have an old or new phone and no matter where you are in the world and regardless of who's using your phone. A mobile insurance by Digit is a one of a kind online mobile insurance policy, that will always have your back, cover for your phone and ensure your pocket doesn't face any dents or damages.

What’s great about Mobile Phone Insurance by Digit?

New & Used phones - Now mobile insurance for brand new phones as well as old/used ones.
Accidental Screen damage covered - Screen damages are the most common of all heartbreaks! All screen damages due to accidental or liquid damage are covered!
Low prices - Buy this mobile insurance cover at almost the cost of a Screen Guard!
Worldwide cover - Travel around the world worry-free. Our mobile insurance policy is valid everywhere.
IMEI linked cover - Whether you use the phone or your family or friend does, this mobile insurance policy will be valid for all. It is linked to the IMEI of the phone & not the user.
Reimburse up to Sum Insured - At the time of buying, we will show you an amount, called Sum Insured. Post claim approval, you can get your repair costs reimbursed up to your respective sum insured.

Mobile Insurance Plan for One Year

A mobile insurance by Digit for one complete year, to protect your phone against all the odds!

12 Months Cover

Until the next new model comes in, phones today at least stick around in our lives for a year, if not more. That's why our mobile insurance plan for 12 months is an ideal option to cover for your phone from all accidental slips and falls you may face during the year.

Buying is as easy as 1-2-3

STEP 1

A quick 'Screen Test' of your phone

Download our app using this link. This will allow us to check for any internal or external damages on your mobile screen.

-----------------

STEP 2

An External Video Check

Shoot and upload a video of the phone you want to insure using the link that will be sent to your alternate mobile number. You will also be required to self-declare some conditions to confirm your mobile doesn’t have any pre-existing damages and the video submitted is clear enough.

-----------------

STEP 3

Complete Payment

We’ll take your word for the self-declaration and your mobile insurance policy document will be emailed to you, as soon as you’ve completed your payment.

And, how to Claim for your Mobile Insurance?

Step 1 - Tell us about your heartbreak: Call us at 1800-258-5956 within 48 hours of the screen damage
Step 2 - Online Self-Inspection: We will send you a link for a quick online self-inspection of your phone to determine the damages to the screen.
Step 3 - Repair your Phone: Once your claim is approved, you can get your phone repaired at any service center you like within 7 days of approval.
Step 4 - Get amount Reimbursed: Once you’ve got your phone repaired, share a video of your repaired phone and the respective bill (with GST invoice) with us so we can reimburse the amount (up to your sum insured) back to you.

What is Covered in Mobile Insurance by Digit?

What is not Covered?

Benefits of Mobile Insurance by Digit

Mobile Insurance Premium for Popular Models

Phone Model	6 Months Plan (excl. GST)	Sum Insured
iPhone 11	₹1199	₹15999
iPhone XR	₹1199	₹16400
Pixel 3	₹849	₹11550
OnePlus 7T	₹499	₹6599
OnePlus 7	₹479	₹6600
OnePlus 6T	₹359	₹4900
Galaxy S7 Edge	₹719	₹9849
Galaxy S10	₹829	₹11350
Realme 5 Pro	₹259	₹3399
Redmi Note 5 Pro	₹199	₹2749
Poco F1	₹279	₹3800
Redmi Note 7 pro	₹259	₹3200

What our customers have to say about us

Nishant Tomar

It was a wonderful experience. Mr. Priyatosh Roy helped me in the whole process . I will recommend everyone to take the mobile screen insurance for their mobile.

ikor117

The whole process of making a claim was really rapid and Mr. Priyatosh and Mr. Gautam made it all the more easy for me with time to time assistance via phone and email. They ensured my phone got repaired and I didn't have to pay for the parts. Thanks Digit insurance.

Raghav Mathur

Fantastic service. Mr priyatosh Roy helped me again to make my mobile repaired in very short time. As this was the second claim, really appreciate the effort of Mr Roy.

Show all Reviews

Difference between Extended Warranty and Mobile Insurance

Extended Warranty	Mobile Insurance
A promise given by the manufacturer for an extended period (longer than what your mobile already comes with by default) that they will replace or repair your phone in case of a manufacturing defect.	An insurance policy dedicated to your mobile, that will protect and cover for your phone in the case of an accidental damage.
Only repairs manufacturing defects, such as overheating, internal damage, software bugs, etc.	Repairs screen damages caused due to an accidental damage (such as if you drop your phone and the screen breaks!) or any liquid damage leading to screen damage.
Can only be repaired by the manufacturer.	Can be repaired anywhere and everywhere. Your mobile insurance will cover for the cost of repair.

FAQs about Mobile Phone Insurance in India

All

Why should you buy a mobile insurance for your old phone?

When a mobile phone gets older, the user becomes a little relaxed with it. And boom, the accidental damage happens! So, if you aren’t planning to buy a new mobile in the next 6 months, then it’s better to protect it with an old mobile insurance. And if you protect its screen, it should be good enough as it’s the one thing that’s most likely to get affected if an accident like dropping it from your hand, happens.

Why should you buy a mobile insurance for your new phone?

Oh of course, for new mobile phones, a new mobile phone insurance is a MUST. Firstly, new phones take time to get used to your hand or say vice versa which means if you have butter fingers and a new phone, you’re in for some damage. Secondly, a new mobile phone has a long life ahead so it makes it even more important to protect it well with a good new mobile insurance plan. Lastly you spend a fortune to buy a new phone, then some more to buy a screen guard then some more for a cover. Isn’t it more convenient to just buy a new phone insurance?

Does phone screen insurance cover screens damaged due to liquid?

Yes, Digit’s mobile phone insurance does cover screen damages caused due to liquid damages.

What’s your international coverage policy?

We cover your mobile phone no matter where you are in the world. All our processes are online anyway, which means your phone will always be protected no matter where the damage takes place.

Does phone insurance cover a crack screen?

Yes, Digit’s mobile phone insurance does cover for a crack screen. A crack screen is one of the most common accidental damages a phone goes through!

What does a mobile phone insurance cover?

Digit’s mobile insurance covers for any accidental screen damages or liquid damages that lead to the damage of your mobile screen. It doesn’t matter where the phone is damaged (worldwide coverage) or who damages it, the mobile phone will always be covered.

How do I activate the mobile insurance plan?

You can activate your mobile insurance plan in just a few minutes. First, download the Digit app and enter the required details, such as your mobile brand name and model. The app will then guide you to assess your internal and external mobile screen. Lastly, just make the payment for the required plan and we’ll send you your insurance policy soon!

Will I need an invoice during claims?

Yes, so that we can reimburse the required amount to you 😊

Which is the best mobile insurance in India?

Honestly, this depends on what you’re looking for! Some of our unique benefits include protection against accidental screen damages and liquid damages that destroy your screen, worldwide coverage and super-quick online claims.

What if my friend has been using my phone and he/she breaks the screen? Will the mobile phone insurance still work?

Yes, your mobile insurance isn’t connected to you, but your phone’s IMEI. So, no matter who uses the mobile phone, it will be covered.

What if my kid breaks my phone? Will this mobile phone accidental damage insurance work?

Yes, your mobile insurance covers all accidental screen damages, no matter who is using it. This is because mobile insurance is connected to the IMEI of the mobile so that no matter who uses it or damages it, it will be covered.

Are phone warranties worth it?

A mobile phone warranty usually covers for any manufacturer related issues such as if your phone overheats or when the software is affected with bugs; in this case, a phone warranty comes in handy as mobile insurance can’t really cover these issues. Therefore, having both a mobile insurance and mobile phone warranty is worth it, as it covers you from bigger expenses that may arise due to damages to your phone!

When does my mobile protection start after buying insurance?

Once you’ve completed your payment, your internal and external mobile tests are verified by our team and your mobile insurance policy is sent to you online and that’s it! Your mobile phone insurance will be activated and protected from then onwards.

I bought a phone from an online ecommerce store 15 days back. Can I buy a new phone insurance now?

Definitely! A Digit Mobile Insurance can be bought at any point in time- whether it’s a new phone or old, there are no restrictions.

Are all brands covered in this phone insurance?

Yes, Digit’s Mobile Insurance covers all mobile brands such as Xiaomi, Honor, Google Pixel, Samsung, Vivo, Oppo, OnePlus, Nokia, Motorola, LG, Lenovo, Gionee and Huawei amongst others.

Can you insure a phone after its been broken?

No, preexisting damages aren’t covered in mobile insurance. Therefore, we recommend you get mobile insurance early, so that no matter what your mobile phone will always be covered.

Is it worth getting mobile phone insurance?

On an average, the cost of repairing a phone screen these days is at least 20 to 30% of its actual cost. So, for example if you’ve just got your OnePlus 7 for Rs 32,000. The cost to repair its screen in the case of a damage would cost you around Rs 8,940. On the other hand, a mobile insurance with Digit will barely cost you around Rs 500-600 and have you covered for any accidental screen damage that may come your way! Therefore, given the fact that a mobile insurance saves you almost 80% of your hard-earned money, it's definitely worth it 😊

How much does smartphone insurance cost?

This primarily depends on the brand and model of your mobile phone. After all, there are so many mobile phones in the market today, each comprised of their own set of distinctive features. Therefore, the mobile insurance for each of them differs too. For example; a mobile insurance for a Redmi Note 6 Pro would cost you around Rs 369 for a complete year’s coverage, while a mobile insurance for a Google Pixel 2 would cost you around Rs 839 for a complete year’s coverage and protection.

What is the best new phone insurance?

This depends on what you think suits you and your phone best. The most important thing you’d want to secure in your new phone is your screen! And we cover just that! Some of our unique benefits also include quick online claims, worldwide coverage and quick reimbursement so you can repair your phone wherever you want!This depends on what you think suits you and your phone best. The most important thing you’d want to secure in your new phone is your screen! And we cover just that! Some of our unique benefits also include quick online claims, worldwide coverage and quick reimbursement so you can repair your phone wherever you want!

What is the best old mobile insurance for old phones?

Unfortunately, there aren’t many options to cover for old mobile phones. Lucky for you, Digit offers both new mobile insurance and old mobile insurance. Some of our unique benefits include worldwide coverage for accidental screen damage, easy online claims and quick reimbursement for your repairs so you can get your phone screen repaired wherever you like!