Health Insurance for Disabled & HIV/AIDS Patients

Product name - Disability and HIV/AIDS Insurance Policy, Go Digit

UIN: GODHLIP23185V012223

What is the Disability and HIV/AIDS Insurance Policy?

This policy provides financial protection for individuals diagnosed with disabilities or HIV/AIDS. It is designed to offer coverage for medical expenses, income loss due to disability, and related support services, ensuring policyholders can manage their condition without financial distress.  

1. Disability Benefits – Lump sum or periodic payouts for policyholders diagnosed with a permanent or temporary disability.  
2. HIV/AIDS Treatment Coverage – Includes medical expenses related to HIV/AIDS treatment, including antiretroviral therapy.  
3. Hospitalization Expenses – Covers hospitalization and related medical costs for covered conditions.  
4. Rehabilitation & Therapy – Support for physical and occupational therapy required due to disability.  
5. Loss of Income Compensation – Provides financial assistance if the insured cannot work due to disability.  
6. Death Benefits – A payout to beneficiaries in case of death due to covered conditions.

1. Pre-existing conditions before policy inception.  
2. Self-inflicted injuries or conditions resulting from intentional harm.  
3. Disability or HIV/AIDS acquired due to criminal activities or substance abuse.  
4. Experimental or unapproved treatments.  
5. Cosmetic or elective surgeries.  
6. Claims arising from war, terrorism, or civil unrest.

1. Comprehensive Protection – Covers both disability and HIV/AIDS-related expenses.  
2. Income Support – Helps policyholders maintain financial stability during periods of inability to work.  
3. Medical Expense Coverage – Covers hospitalization, therapy, and ongoing medical care.  
4. Flexible Payout Options – Lump sum or periodic payouts based on policy terms.  
5. Easy Claims Process – Simplified claim settlement procedures.  
6. Renewability Options – Some policies may offer renewability, subject to conditions.