Just like those bizarre motor insurance claims, life itself throws curveballs. That's where motor insurance shines – it's your knight in shining armor against the highway hazards life throws your way. Most folks get insurance for the expected: accidents, damages, and unforeseen events that can disrupt the rhythm of everyday life. But motor insurance goes beyond the textbook stuff. It's a shield against the unexpected.

Within the realm of insurance lies a tapestry of tales that defy conventional wisdom and challenge our perception of what it means to be protected on the road.  In recent times, we've ourselves come across and even settled some truly bizarre claims—these quirky stories are surely going to intrigue you.

In this intricate web of claims and settlements, Digit's odyssey through the world of motor insurance reveals a series of astonishing stories that redefine the very essence of insurance coverage.

We thought the best way to talk about motor insurance claims was to best show you these stories that we saw. Trust us! They really happened!

• Digit has paid Rs 1.68 crore in claims for over 1,500+ coconut-related damages.#
• Digit saw 350+ coconut-related vehicle damage cases in 2023 alone, with an average of Rs 10,000 paid per claim. The most number of claims came from Maharashtra.*
• The company has settled 1,200+ 2-wheeler claims due to damages caused by monkeys. Digit saw a 43% increase YoY, with more than Rs 40 lakh paid for such claims.#
• Digit has seen 85,000+ claims cases since inception due to animal-related damages.#
• Dogs have caused 7% of such claims, with more than Rs 30+ crore paid for those claims.#
• Digit had highest number of dog-related vehicle damage incidents reported from Indira Nagar in Lucknow, with more than Rs 6.7 lakh+ paid for 110 claims in that location.*
• Digit paid its highest ever Accidental Damage claim of Rs 6.75 lakh for a luxury bike, caused due to an accident with a goat.#

Source: Digit Claims Data
*As of end of Calendar Year 2023; #As of end of FY2023-24