Jodhpur is the second biggest city in the state of Rajasthan. This colourful 'Sun city' is every travel enthusiast's paradise as it allows its travellers a glimpse of the state's rich cultural heritage and the legacy left behind by the rulers of Marwar. Jodhpur houses magnificent forts and princely palaces, making it one of India's most famous tourist destinations.

This city is conveniently connected to the rest of the state by road, rail, and airways. However, this makes it a populated and congested area. The streets of Jodhpur experience heavy traffic, and on top of that, the climate is extremely hot.

Therefore, if you are an owner of a two-wheeler and have to travel within the crowded streets of the city, there are high risks of unexpected situations such as accidents, thefts and mishaps.

To avoid such instances, buy two-wheeler insurance from Digit. This insurance will protect you from heavy financial losses.

Following are the two wheeler insurance add-ons available in Jodhpur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

If you are a two-wheeler insurance policyholder, Digit provides you with several benefits. Here they are:

• Large Number of Network Garages for Cashless Repairs: You can take your vehicle to one of the nearest network garages under Digit while opting for a Cashless Service for your two-wheeler insurance policy. You can choose from any of the thousands of network garages present all over India. You can get hassle-free repair service for your damaged vehicle without spending any additional amount on your part. There's a 6 months warranty for repairs done in any of these garages.
• Faster and Simple Claim Settlement Procedure: Digit offers an online process for settling your claims against your two-wheeler insurance policy. You just have to follow the simple steps. Call on our provided number, and you will receive a link on your registered mobile number. Then, follow a step-by-step guide, and click pictures of your vehicle's damages caused due to an accident or related instances from your smartphone. After completion of the self-inspection procedure, our team will respond to you with a quote. This online settlement option effectively negates the need to submit any document or fill any form. So, the total process of claim raise and settlement has become seamless and hassle-free.
• Customise IDV: Your vehicle's market value is its IDV. The Insured Declared Value or IDV affects the sum insured amount and the premium of your two-wheeler insurance policy. Therefore, you must always check whether the IDV is adequately provided. You will be glad to know that Digit allows you to customise your vehicle's IDV according to your budget and convenience.
•  24X7 Customer Assistance: You don't have to worry regarding your two-wheeler insurance policy as Digit's customer service team is available 24X7 to solve any queries that you might have regarding your policy. You can seek solutions from them even during national holidays. Since emergencies can strike at any moment, you can always rely on us for guidance and assistance.

A Digit's two-wheeler insurance policy can protect you and your bike in Jodhpur in the following ways:

• Opt From a Range of Two Wheeler Insurance Policies: The three primary two-wheeler insurance policies Digit offers are:

  • Own Damage Two Wheeler Insurance
  • Third-Party Two Wheeler Insurance
  • Comprehensive Two Wheeler Insurance

While the comprehensive policy offers extended coverage for both damages to your bike and others, the third-party policy covers exclusively third-party liabilities. The OD or stand-alone policy is for those who had previously bought third-party plans but want a policy to cover the own damages.

• Personal Accident Coverage: In case of permanent disabilities, damages, injuries or death, the personal accident cover from Digit will offer necessary compensation to safeguard your family's finances.
• Avoid Legal Penalties: As per The Motor Vehicles Act 1988, it is necessary for every owner of a private vehicle to have a third-party insurance cover. Without having any basic insurance policy, it is illegal to ride a bike in India. Additionally, you need to know that if you travel with your vehicle without an insurance policy, you will have to pay a fine of ₹ 2,000. Furthermore, you will have to bear a penalty of ₹ 4,000 in case the authorities find you travelling without a valid insurance policy repeatedly. This might also include imprisonment for three months.
• Extensive Coverage with Add-ons: Digit offers various add-on covers when you opt for a comprehensive two-wheeler insurance policy. The add-ons will provide extended coverage that might be beneficial under various circumstances. Some of the notable add-ons from Digit include:
  • Return to invoice cover
  • Breakdown assistance cover
  • Consumable cover,
  • Zero depreciation cover
  • Tyre protection cover and others

Do note that the policy premium will rise with the inclusion of add-ons. So, insuring your vehicle with a two-wheeler policy prevents you from bearing any additional losses at your end that may happen due to unforeseen incidents.