Bike Insurance in Jaipur
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Buy/Renew Two-Wheeler Insurance in Jaipur Online
Jaipur, the pink city of India and the capital of Rajasthan, is well known for its Rajwadas, palaces, Hawa Mahal, Laal maans, folk dance, and music. It was also one of the earliest planned cities of modern India, designed by Vidyadhar Bhattacharya.
It's a popular tourist destination and forms part of the west Golden Triangle tourist circuit along with Delhi and Agra. Recently, in July 2019, it has been declared a World Heritage Site by UNESCO for two sites – Jantar Mantar and Amber Fort.
This “Island of Glory” is the tenth most populous city in the country. However, the increasing population and daily tourist influx create many challenges for vehicle owners of the city.
On top of that, Jaipur sees a harsh hot climate, rash driving tendencies, and an increasing number of theft cases. Hence, if you are a two-wheeler owner residing in Jaipur, you should get a two-wheeler insurance policy to protect yourself from any possible damage or loss.
Digit is a renowned insurance policy provider that you can opt for. With them, you can customise your bike IDV and get cashless repairs and super-fast claim settlement.
To know more about Digit’s bike insurance policies, continue reading.
Why Do You Need Two-Wheeler Insurance in Jaipur?
Let's look at the challenges faced by bike owners in Jaipur, which makes having a valid two-wheeler insurance policy even more important.
Adverse Climate
Jaipur’s climate, being in the deserts of Rajasthan, is quite harsh. Summers can be as high as 46-50 degree celsius, while in winters rural surrounding can be as chilly as below-freezing temperatures at night. The adverse climatic conditions also affect the vehicles’ physicality and performance, engine trip due to the heat being the prime issue for the bikers.
Theft
The state has registered several missing vehicle cases in the recent past. The stolen bikes are sold in grey markets of Jaipur. Even these bikes are dismantled, and the components are used in wood-cutting machines. Jaipur police have reported arresting 400 vehicle lifters in the year 2018.
Rash driving
Recently in July 2019, a drunk Audi driver knocked down a two-wheeler causing fatal injuries to the biker. Several times, the mishaps of accidents are the result of someone else’s irresponsible driving which ultimately has to do nothing with one’s own caution and rule-based traffic adherences. Lately, ~295 vehicle owners were fined for drunk driving in the city.
Increased Commercialisation
Being a commercial hub for leather goods, sculptures, murals and pottery, Jaipur in the recent past witnessed continuous movement of heavy-duty vehicles like trucks and lorries, especially in the congested narrow and poorly maintained roads and this elevates the area’s affinity to third party accidents despite the presence of speeding dumpers, strict traffic rules, among others. In 2017, the city marked a total of 2,983 road accidents out of which 753 were fatal.
Why Choose Digit Two-Wheeler Insurance Policy in Jaipur?
Key Features of Digit's Two-Wheeler Insurance in Jaipur
What’s Covered in Two-Wheeler Insurance in Jaipur by Digit?
Here are the things that are covered under the two-wheeler insurance policy by Digit in Jaipur:
Accidents
Damages and losses that may arise due to an accident or collision.
Theft
Covers for your losses in case your two-wheeler is unfortunately stolen!
Fire
Damages and losses to your two-wheeler in case of an accidental fire!
Natural Disasters
Damages caused to your two-wheeler due to nature’s many furies, such as due to floods, cyclones, etc.
Personal Accident
Covers for your expenses in cases where you’ve hurt yourself too bad!
Third-Party Losses
When a person, a vehicle or a property is hurt or damaged due to your bike's actions.
What’s Not Covered in Digit's Two-Wheeler Insurance in Jaipur?
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim
Own Damages for Third-Party Policy holder
In the case of a Third-Party Bike Policy, damages to own vehicle won’t be covered.
Drunk Riding or without a Licence
Situations where you were riding drunk or without a valid two-wheeler licence won't be covered.
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those, the corresponding situations will not be covered.
Contributory Negligences
Any contributory negligence (e.g. driving in flood) won't be covered.
Consequential Damages
Any damage which is not a direct result of the accident will not be covered.
Driving without a valid Driving Licence Holder
If you hold a learner’s licence and were riding without a valid licence-holder then your claim won’t be covered.
Two-Wheeler Insurance Add-Ons Available in Jaipur
Following are the two wheeler insurance add-ons available in Jaipur:
Two-Wheeler Insurance Plans in Jaipur
| Third Party | Comprehensive | Own Damage |
Damages/Losses to own two-wheeler due to an accident |
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Damages/Losses to own two-wheeler in case of fire |
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Damages/Losses to own two-wheeler in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your scooter or bike |
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Customize your IDV |
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Extra protection with customized add-ons |
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| Get Quote | Get Quote | Get Quote |
Know more about the difference between comprehensive and third party two wheeler insurance
Digit's Cashless Garages
List of 9000+ Network Garages >Popular Cashless Garages in Digit's Network in Jaipur
Here’s the list of Digit's top 25 cashless garages in Jaipur, as of August 18th, 2025:
Why Opt for Digit Two-Wheeler Insurance in Jaipur?
Digit Insurance is online, hassle-free, and timesaving. It is paperless, and no middlemen are involved.
- Choice of Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.
- Shield Your Bike with Comprehensive Policy: Being a commercially busy area, Jaipur leads to a higher chance of road accidents. So the probability of bike damage in the city stands high. It is always advisable to opt for a comprehensive bike insurance policy so that you will be able to face several challenges on Jaipur roads and maintain a new shine on your two-wheeler. This can be loaded with multiple add-ons to increase the scope of coverage.
- Avoidance of heavy fines: In order to make the Indian roads safer, the penalties associated with traffic violations have been revised in the Motor Vehicle Amendment Sept. 2019. The fine for riding an uninsured bike is ₹2000 and/or 3 months of imprisonment. So get your bike insured before you hit the road.
- Additional Safeguard with Add-ons: Add-ons can be purchased at separate costs in order to provide broader coverage. The “return to invoice” add-on is suitable for Jaipur, as the city is prone to theft. With this cover, the full amount of your two-wheeler (on-road price) will be paid to you in case of a theft. You can also consider “Breakdown Assistance” considering the heat of Jaipur, in which the engine may stop working in the course of a ride. There are other add-ons like Engine & Gearbox Protection, Consumable Cover, and Zero Depreciation Cover, among others.
Digit Insurance Registered Offices in Jaipur
Here is the list of office addresses in Jaipur as of August 5th, 2025: