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Why choose a Commercial Vehicle Insurance for Tata Ace by Digit?
What's Covered in a Tata Ace Insurance by Digit?
What’s not covered?
It is equally important to know what’s not covered in your commercial vehicle insurance policy so that there are no surprises when you make a claim. Here are some such situations:
In the case of a Third-Party Liability Only Policy, damages to own vehicle won’t be covered.
If the owner-driver of the claimed vehicle is drunk or driving without a valid licence.
Any damage caused due to contributory negligence of the driver (such as driving when there’s an existing flood)
Any damage that is not a direct result of the accident/natural calamity i.e., consequential losses like loss of earnings, loss of market, etc.
Key Features of Tata Ace Insurance by Digit
| Key Features | Digit Benefit |
|---|---|
| Claim Process | Paperless Claims |
| Customer Support | 24x7 Support |
| Premium | Customized as per type of commercial vehicle & number of vehicles to be insured |
| Additional Coverage | PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc |
| Damages to Third-Party | Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
Types of Tata Ace Insurance Policies11
Based on the requirement of your commercial vehicle, we primarily offer two policies. However, considering the risk and use of commercial vehicles, it’s recommended to take a Standard Package Policy that will financially protect your own commercial vehicle, and the owner-driver using it as well.
| Liability Only | Standard Package |
Damages caused by your commercial vehicle to any third-party person or property |
|
Damages caused to any third-party person or property by the vehicle being towed by your insured commercial vehicle |
|
Loss or damages to own commercial vehicle due to natural calamities, fire, theft or accidents |
|
Injury/death of owner-driverIf owner-driver doesn’t already have a Personal Accident Cover from before |
|
| Get Quote | Get Quote |
How to file a claim?
Call us at 1800-258-5956 or drop us an email at hello@godigit.com
Keep your details such as policy number, location of the accident, date & time of the accident, and contact number of the insured/caller handy to make our process easier.