Quick Claim Process
Affordable Premium

General Insurance
Life Insurance
Claims
Resources
Women and the child mortality rate is a serious concern in India. The Surakshit Matritva Aashwasan or SUMAN Yojana was introduced to prevent such issues and promote better health measures.
This initiative by the Central Government provides free medical facilities to infants and pregnant women.
In detail, keep reading to understand the PMSMA programme and related facts such as objectives, eligibility, documentation, etc.
SUMAN Yojana or Surakshit Matritva Aashwasan Yojana is a maternity benefit initiative launched by the Ministry of Union Health and Family Welfare. This programme provides affordable and quality healthcare solutions to pregnant women and newborns.
Under this scheme, pregnant women, sick newborns, and mothers receive zero expense access up to six months after delivery. They receive treatment from quality hospitals and professionals.
The PMSMA programme allows four antenatal check-ups during the 1st trimester and check-ups under Pradhan Mantri Surakshit Matritva Abhiyan.
Let us look at the objectives of the Surakshit Matritva Aashwasan (SUMAN) Yojana in detail.
Following are the objectives of the SUMAN scheme that Government aims to achieve -
However, to gain these benefits, applicants have to fulfil certain eligibility parameters.
All pregnant women and newborns are eligible to avail of the benefits under PM SUMAN Yojana. Following are the general requirements -
Beneficiaries have to make an application for SUMAN yojana registration to avail the benefits offered by the said scheme.
Individuals have to visit civil hospitals in their respective areas to register themselves for the PM SUMAN Yojana. Ideally, they have to fulfil the eligibility criteria and submit the mentioned documents to register for the scheme.
The civil hospitals of all the districts abide by the rules mandated by the Health Ministry. However, if there are some discrepancies, individuals can log in to the SUMAN website and file a complaint. Individuals have to submit certain documents to prove their verification.
The documents necessary for PMSMA scheme are as follows -
Now let's understand the benefits offered by this scheme.
Following are the benefits of SUMAN Yojana -
These are some essential information on SUMAN Yojana and the factors related to it. Individuals should register themselves at a civil hospital to avail the benefits of this scheme.
This scheme aims to stabilise population, ensuring optimal maternal and child health and family planning.
Yes, SUMAN Yojana is applicable for every pregnant woman. They have to register themselves in a civil hospital.
Yes, in addition to government programs like the Surakshit Matritva Aashwasan (SUMAN) Yojana that offer free maternity services at public health facilities, several health insurance plans also provide maternity coverage. For instance, the Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) covers maternity and newborn care for eligible low-income families.