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With the vision of making India slum-free, the central government launched a scheme named Rajiv Awas Yojana.
Also known as Rajiv Housing Scheme, it is a Central sector scheme that aims to provide basic social amenities, basic shelter and civic infrastructure to every citizen.
Want to know more about it? Stay tuned!
Rajiv Awas Yojana scheme encourages every State and Union Territories to handle slums formally so that people of respective states and UTs can get the basic amenities.
Rajiv Gandhi Awas Yojana also aims to provide low-cost housing facilities to the urban poor. For this, they have started bringing essential changes in the concerned policies.
Further, this scheme has a definitive objective, which includes -
Rajiv Awas Yojana Housing Scheme follows certain guidelines that broadly discuss the scope, coverage implementation approach, reforms, central assistance, monitoring mechanisms, administrative and implementation structure.
Apart from these, there are several operational guidelines issued to address various matters such as -
The features and benefits of Rajiv Awas Yojana are discussed below -
Rajiv Gandhi Awas Yojana Scheme has no such separate type. However, as per the funding pattern, Rajiv Awas Yojana can be classified into three categories. This segregation of cities is done on the basis of population as per the 2011 census.
As per this, category A will get funding with an upper limit of ₹5 lakh. Similarly, category B will receive ₹ 4 lakh, and category C will get ₹5 lakh.
For any information related to Rajiv Awas Yojana, visit the official portal of Ministry of Housing and Urban Affairs (MOHUA) and click on the ‘Contact Us’ tab. Select ‘Telephone Directory’ from the drop-down list, and you will get the numbers of officials of particular divisions.
Now that you have a detailed idea about Rajiv Awas Yojana, its objectives, beneficiary eligibility, etc., you can easily apply for one. However, make sure to read the details and contact the officials by following the steps mentioned above to clarify further doubts.
Cities with a predominance of Scheduled Caste, Scheduled Tribe, minority population and vulnerable section are given priority for Rajiv Awas Yojana.
Till now, 21 projects from 3 states, including Rajasthan, Karnataka and Gujarat, have been sanctioned under Affordable Housing in Partnership, a part of Rajiv Awas Yojana.
Yes, many beneficiaries of low-income housing schemes like the Rajiv Gandhi Awas Yojana may also qualify for healthcare benefits under government health insurance plans and programs. For instance, families that meet the eligibility criteria can avail of free hospitalisation and treatment under the PM-JAY. This scheme covers up to ₹5 lakh per family per year and includes access to a wide network of empanelled hospitals across India.Â
Government housing gives shelter, but it may not cover all medical or long-term financial needs. Life insurance secures your child’s future, while health insurance protects against unexpected medical costs. If you get seriously ill or pass away early, insurance helps your family financially. Think of it as double safety.
Yes, because owning a house doesn't protect your family financially if you die early. Term insurance gives your family money to manage expenses, repay loans, or maintain their lifestyle, even if you're not around. A house is an asset, but insurance gives protection and income security.