Beti Bachao Beti Padhao Yojana
The African quote, “Educating a girl is educating a family”, shows the necessity of women's education. To keep this need in check, the Government of India has launched Beti Bachao Beti Padhao Yojana.
This scheme targets women empowerment by addressing the Child Sex Ratio and educational needs.
Keep scrolling to learn about Beti Bachao Beti Padhao scheme details and its application process.
What Is Beti Bachao Beti Padhao Yojana Scheme?
Beti Bachao Beti Padhao Yojana or scheme is a noble initiative by Honorable Prime Minister Narendra Modi to encourage women education.
Launched on January 22nd, 2015, this scheme is backed by the Ministry of Human resource development, Ministry of Women and child development and Health and Family Welfare.
This scheme has two objectives. The first is “Beti Bachao”, which means saving the girl child or balancing the sex ratio. The second part translates to educating a girl child or “Beti Padhao”.
The Indian Government extends financial help to run this scheme. It aims to see every child receive the finest education.
Hence, to prove a daughter’s worth and save a girl child falls under the Beti Bachao Beti Padhao objectives. This scheme works to improve women welfare services and increase awareness of women rights.
However, individuals need to fulfil specific eligibility parameters to qualify for the application.
Eligibility Criteria to Apply for Beti Padhao Beti Bachao Yojana
Interested applicants need to meet certain conditions to be eligible for the Beti Bachao Beti Padhao scheme.
- A girl child should be an Indian.
- Applying family should have a girl child below ten years old
- The applicant girl should have a Sukanya Samriddhi Account in any financial institution
- NRIs won’t be eligible for this scheme.
Eligible candidates have to submit documents to complete the application.
Let’s check the steps to make an application for Beti Bachao Beti Padhao Yojana. This will help understand the Beti Bachao Beti Padhao meaning and application process in detail.
How to Apply for Beti Bachao Beti Padhao Scheme?
The steps to make a successful application for Beti Bachao Beti Padhao Yojana are as follows.
Offline steps to make an application for this scheme-
- Step 1: An applicant needs to visit any financial institution offering the Beti Bachao Beti Padhao scheme.
- Step 2: They have to collect their respective form for the scheme or open a Sukanya Samriddhi account.
- Step 3: Fill in the form manually and submit necessary documents to a concerned officer.
The funds will be transferred to a girl child's account after verification.
Note that individuals can easily transfer their BBBP account from one lending institution to another. They can also keep funds in a post office.
Let’s learn the benefits one can incur from the said scheme.
What Are the Documents Required for Beti Bachao Beti Padhao Yojana Scheme?
Individuals need to submit following documents to Beti Bachao Beti Padhao Yojana ministry to make a successful application.
- Birth certificate of the applicant
- Parent’s ID card
- Aadhaar card
- Address proof- Driving licence, Utility bills, Passport, electricity bill, etc
- Passport size photograph.
Individuals should keep the mentioned document handy to streamline their application.
What Are the Benefits of Beti Bachao Beti Padhao Scheme?
One of the Beti Bachao Beti Padhao objectives is to facilitate quality education and service to female candidates. Following are the benefits an individual can gain from this scheme.
- This scheme aims to balance sex ratio.
- It helps a girl child receive quality education.
- Beti Bachao Beti Padhao scheme ensures that parents can save funds to support their daughter’s higher education and marriage.
- Parents can receive tax benefits against this scheme. They also receive a high-interest rate against the savings account.
- A girl child can easily access or withdraw the amount from the account.
- The maximum amount individuals can deposit in this account is ₹1.5 lakh per annum.
- Government will deposit funds to a beneficiary’s account.
Under this plan, individuals must deposit a minimum of ₹1000 in their account in a post office or a national bank. Individuals can deposit this amount for the next 14 years.
This scheme allows parents to withdraw 50% of the amount when their daughter turns 18 years old. They can withdraw the remaining amount when she turns 21 years old.
Individuals can utilise this amount to manage the expense related to the marriage of the daughter.
These are the vital information on Beti Bachao Beti Padhao Yojana and its application process. Individuals should watch out for updates on the official website to find detailed information on this scheme.
Frequently Asked Questions
What is the interest rate available on a girl child’s account under Beti Bachao Beti Padhao scheme?
The interest rate available under Beti Bachao Beti Padhao scheme is 8.1% per annum on the account.
What is the maximum deposit limit under the Beti Bachao Beti Padhao scheme?
The Government allows a maximum deposit limit of ₹1.5 lakh in a year under this scheme.