Since demonetisation, the Indian Government has been promoting digital payments to ensure transparency in financial transactions. This payment transfer mechanism ensures cashless transactions between merchants and customers and is very simple to generate.

If you are keen to know how to generate a UPI QR code or Bharat QR code, then keep scrolling to find out the details in upcoming sections.

A Bharat QR code streamlines the transaction between Person to Merchant (P2M). The NPCI, Mastercard and Visa payment networks introduced this solution.

Once a merchant deploys the BQR codes at his shop, customers can scan the code using BQR-enabled mobile banking applications and make payments without sharing their personal credentials with the merchant.

If you are a shopkeeper or retailer, generate a UPI QR code easily by following this simple step-wise guide mentioned below:

Step 1: Check that you have a bank account to receive payments from customers.

Step 2: Now, link your bank account to the mobile application of BHIM.

Step 3: Create a QR code using BHIM.

Step 4: Take a printout of the QR code and paste it on a payment counter's wall, where customers can easily pay for the products or services they purchased.

Besides using BHIM, third-party QR code generators are available online that can help you create your unique Bharat QR code. However, check their authenticity before using any of them.

Having a Bharat QR code will help you, as a retailer, to streamline your business operations. Here's how:

Quick Payments

UPI offers an affordable cash transfer mechanism as having a Bharat QR code at your shop is that it facilitates quick payments. A customer only needs to scan the QR code using a QR code scanner-enabled mobile application, enter a few details to confirm payment and transfer the required amount to your bank account.

Secured Payment

A certain amount of risk is associated with PoS terminals as the information related to payment cards can be copied using skimming technology. Bharat QR code eliminates this risk as customers only need to scan and make the payment.

Highly Reliable

Paying the required amount by scanning QR codes removes the chances of errors while making a transaction. The black box pattern contains unique data, which increases the reliability of making payments by scanning QR codes.

Gradually, consumers are accepting digital payments over cash transactions. Therefore, to keep up with the increasing trend of online payments, it is essential to know how to generate a Bharat QR code for your flourishing business.

Therefore, carefully review the details mentioned above to create your unique QR code and make the payment process easier for your customers.